October 10, 2009

How to Avoid Hard Drive Overheating

Even though the hard drive stores data, it isn’t perfect by any means. Hard drive failure is very common with all computers, with no real way to prevent it. Although there are several different reasons why a hard drive can fail, the most common is overheating. Viruses and crashes are common as well, along with theft and accidental deletion.

With the older style and mechanics of hard drives, the RPM speed was low, meaning that the drives wouldn’t overheat. The hard drives we use now days, have speeds between 7,200 and 10,000 RPM, meaning that they can get quite hot when they start working. Computers of this day and age come with fans to cool everything down, with most hard drives including temperature sensors as well, so you can keep track of just how hot your hard drive becomes.


With hard drives today, overheating is a very common problem. The faster hard drives come with speeds of 10,000 RPM, which can make the temperature soar above 70 degrees F, really heating things up inside the drive. The mechanics on the inside are built to withstand the heat, although if things become too hot, you’ll encounter problems. If a drive becomes too hot and ends up losing the data, it may be next to impossible to retrieve the information - no matter how good your data recovery specialists may be.

One area that suffers from the drive overheating is the platters, which are magnetic media. Platters are what carry the data throughout the hard drive. Platters are constructed from optical glass, aluminum, or ceramic and normally coated with a layer of magnetic material. Once the hard drive begins to heat up, the platters will start to expand, which changes their size. When this happens, the magnetic surface on the platters will get destroyed, which results in a loss of data. If the physical area of the platters are damaged, it will result in unreadable sectors.

Other areas of the hard drive that can be damaged due to overheating are the read and write heads, head actuator, and the controller chip. Hard drives are very sophisticated pieces of hardware, and can’t handle overheating. The read and write heads are a common example, as they can easily render the drive useless if they become damaged.

To prevent your hard drive from overheating, you should always make sure that it is cooled properly and well ventilated. You can always get additional fans and coolers, which will improve both ventilation and the flow of air in your computer. You can buy fans and coolers at very affordable prices, which makes them an ideal investment for keeping your hard drive or hard drives cool.

You can also get software that monitors the temperature of your hard drive as well. Whether it’s software, or additional fans, you should always ensure that your hard drives are kept cool. By keeping them cool, you’ll greatly reduce the amount of crashes. You’ll also increase the stability of your hard drive as well, which will make your entire computer perform much better.
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Video conferencing allows people at two or more locations to interact through two-way transmission at the same time. Video conferencing is also known as video teleconferencing or visual collaboration. Users require a computer, web cam, microphone, and a broadband connection to participate in videoconference. They can generate natural conversations by seeing and hearing each other. Videoconference of two persons is known as point-to-point while the conference of more than two people is called multipoint conference.

Videoconferencing is very useful way of communication because it saves money as well as time. People can do several business activities or meetings with two or more persons while sitting at office table. They don’t need to go anywhere to meet someone. Basic requirements for video conferencing are guaranteed latency, synchronization and broadcast. It enables people to have face-to-face meetings from a wide distance. Prices of teleconferencing are generally less than costs of travel. It’s an easy way to hold meetings, conduct interviews, give lectures and address employees.

Video conferencing is the best way of communication in medical, legal and educational fields. Normally there are three ways such as computer-based system, desktop system and studio-based system to set up a videoconference. There is a limited field of vision in Computer-based system that is why it is the cheapest way of video conferencing. Desktop system improves the quality of audio and video transmission due to dedicated hardware installed on the computer. Most expensive method of video conferencing is studio-based system that offers best quality conferencing. It is mostly used in large-scale companies and universities. Studio-based system is just like a room that is fully equipped with control systems, document viewers, overhead cameras, vision switchers and slide viewers.

An organization, company, educational facility or individual requires some basic components to take complete advantages of video conferencing. Necessary equipment for videoconferencing is camera that lets user to capture video information at his or her site and transmit to someone on the other site. Video display is used to display video at their site and a microphone to hear the audio material.

Videoconferencing terminals require a compressor/decompressor interface that helps in compressing the information while passing from audio to video to make transmission of materials sufficient over net. It is useful in sending the large files from one computer to another. Codec machine also works for decoding and encoding the useful information. A computer and high-speed Internet connection are essential for a successful video conferencing. High-speed Internet connection makes your video conferencing effective and interesting.

Video conferencing is reliable and an excellent method of communication. Videoconference can easily connect you with other companies. You can generate your business from one place and give instructions to your subordinates. It makes bright future for your business and institution. This pioneering technology keeps your company up to date.

Video conferencing is currently an affordable way of communication. A large range of videoconference units is available in the market. Buyers should check company expansion and system compatibility while choosing the best video conferencing unit.








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Most people are aware that there are continuous security issues with Microsoft’s Windows operating system and other programs. However, what most people do not realize is how easy it is to significantly improve your computer’s security and reduce the likelihood of becoming a victim to ever increasingly sophisticated threats that lurk on the internet. These steps should take less than a couple of hours to complete and should not clean out your wallet.


1) Windows Update – the first crucial step you need to take to make sure that all your Microsoft applications have all the latest product updates installed. These updates or “patches” address security vulnerabilities and other issues. Microsoft usually issues these updates on a monthly cycle. Visit the Microsoft website or switch on automatic updates from the Windows Control panel. Even if your “new” computer is second hand this is still a critical first step. If you buy a used computer with Windows XP make sure Service Pack 3 or SP3 is installed.

2) Strong Passwords - people often overlook this but having well thought through passwords is an important element of your computer security. A strong password should include at least 8 characters with a mixture of text, symbols and numbers. As a minimum you need to make sure the services most at risk have a strong log-in password. These services include your bank, credit card, other financial services like PayPal, your email address and any other services like Ebay which hackers can use to generate profit.

3) Anti Virus Protection – while it is fair to say the threat of the computer virus has receded during the last couple of years they can still inflict serious damage on your computer. Part of the reason why the threat has reduced is because PC manufactures are now more frequently bundling anti virus packages with their new computers. For example last year my new Dell shipped with a 90-day trial of McAfee's Internet Security Suite. The best bet here is to purchase a security package which includes firewall and anti virus software as a minimum. Top brands include McAfee and Symantec Norton products. However, Microsoft has recently entered the market with their "OneCare" offering which is very aggressively priced.

4) Firewall - if you are using a broadband connection then a firewall is definite requirement to manage the traffic flowing between your computer and the internet. A firewall monitors the inbound internet traffic passing through the ports of your computer. Better products also monitor outbound traffic from your computer to the internet. As per above the best bet here is buy a firewall application as part of a security package which most vendors offer as standard. If a hardware firewall is included as part of your router package then you do not need anything else. A company called Zone Labs offer a great free firewall product called Zone Alarm which should be used as a minimum. Windows XP does now ship with a free firewall but the product does not monitor outbound communication and therefore I believe does not offer adequate protection.

5) Anti Spyware Tool - this software is the last piece in your basic internet security set up. This tool helps combat spyware and adware. There is a good mixture of free and paid versions on offer. Good free software include Microsoft's Windows Defender, Spybot S&D or Ewido Anti-Malware. Ewido Anti-Malware is frequently recommended in computer help forums. Be careful if you decide to purchase a solution. There are a number of rogue vendors out there which aggressively push products which offer you little value. Stick to trusted names like Webroot's Spy Sweeper or PC Tool's Spyware Doctor. These products always come out well on independent tests.
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Cheap and inexpensive laptops are available plenty in number in the market. While buying laptops, price factor alone should not limit the purchase. Cheap laptops are made available to the consumer to suit the budget as well as specific requirements. The person buying a laptop should be very clear regarding the required features, options and then conduct a search to match his needs. The place of purchasing cheap laptops is also important. There are various sources from which a person can buy cheap laptops. Out of all the sources, Internet is considered to be the best place to purchase laptops. A same laptop model can be sold at different prices in different websites. The purchaser can easily select the one with a lesser price easily. Also it is better to avoid impulse purchase as far as laptops are concerned, since it is impossible for a lay man to comprehend the hi-tech lingo associated with laptop computers like the flat panel TFT, WiFi connectivity, wireless and many more features.

Features to be considered before buying cheap laptops:

Processor of the laptop: A processor is very important to run applications and to perform on-screen tasks. The processor should not be less than 3.0 GHz as it may affect the quick performance of the laptop. For day today operation using word processing, e-mail, spread sheets etc the above processor speed is enough. When Pentium processors are bought they assure a longer battery life and at the same time they are quick.

Screen size of the cheap laptops should not be less than 12.1 inches. The screen size of laptops is measured diagonally. The larger the screen size, the higher the resolution, making it easy for viewing more information all at once.

Laptops should have a good battery life as they are carried with the operator for presentations, or for calculations whenever and wherever they are required. A laptop with a good battery life should be able to perform jobs ranging from 3 to 7 hours of non stop work without any electrical charge required in between. Lithium ion rechargeable batteries are an ideal choice.

The hard drive capacity is very important to store large amount of data on to the laptops. A cheap laptop can be chosen with a hard drive capacity ranging from 120 GB to 320 GB depending on the person’s usage.

The keyboards of laptops are different from those of the desktop computers. The keys on the keypad are relatively smaller and are packed closely with each other. Hence, it is very important to see if it can be handled comfortably before purchasing a cheap laptop.

Touchpad or pointing stick inbuilt with a laptop can be more very useful than a mouse connected via USB port. Two USB ports are more than enough for a cheap laptop; in case more ports are required the user can use an external USB hub.

The ideal weight of the laptops should be between 4 – 10 pounds, never go for a more weighing laptop even if it comes for a very cheap amount. In order to reduce the weight of the laptops, external CD drives can be used. For communications a built in Ethernet port is more ideal than the serial ports or infrared ports.

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October 04, 2009

5 Tips To Buying Ink Cartridges For Printers


As a general rule, black ink cartridges are more affordable than color toner. When considering which to purchase, take a moment to think about how you will be using your printer. Will your printouts require color or will they work just as well in black & white? If the answer is ‘yes,’ you will save a considerable amount of money in purchasing the black ink cartridges.

If you are cost conscious and also have a great concern for the environment, purchasing recycled ink cartridges may be your best bet. Not only are these more affordable, but they are also better for the environment as are other recycled products. One of the best places for purchasing quality recycled ink cartridges is Viking Office Products and Staples.


When you purchase any type of ink cartridge, make sure that it is compatible with your printer. Many people are surprised to learn that ink cartridges are designed to be used with a specific model and manufacturer of printers, which should be clearly explained on the outside packaging. If you have trouble remembering the model number on your printer, simply write it down on a piece of paper and take it to the store with you. This will be the single most important information to have on hand when selecting ink cartridges for printers because without the right printer model number, you are not likely to get the right product.

Because ink cartridges are sometimes very expensive, it is often possible to find a real bargain on a printer/ink cartridge combo. A recent visit to a local retail store revealed a single ink cartridge for 29.97. Just beside the ink cartridge selection were several boxed printers. Among them, a new printer and color ink cartridge combo, which was priced at just 34.95. When you consider the difference of only 5.00 and the fact that you could purchase a brand new printer and ink for almost the same price as a single ink cartridge, the better deal was obvious. In this scenario, you could simply resale your former printer on eBay and replace it with the new printer. This just goes to show that a little smart shopping can go a long way in terms of getting the best value for your dollar.

The majority of ink cartridges for printers carry a manufacturer’s warranty guaranteeing your satisfaction. The only way to receive coverage as promised is to retain the original purchase receipt, ink cartridge packaging and warranty information. If your new ink cartridge should fail to work as promised, most manufacturer’s will either replace the cartridge at no cost to you or refund the original purchase price in it’s entirety.



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Flash memory gets its name due to its microchip arrangement in such a way, that its section of memory cells gets erased in a single action or "Flash".
Both NOR and NAND Flash memory were invented by Dr. Fujio Masuoka from Toshiba in 1984.The name 'Flash' was suggested because the erasure process of the memory contents reminds a flash of a camera, and it's name was coined to express how much faster it could be erased "in a flash". Dr. Masuoka presented the invention at the International Electron Devices Meeting (IEDM) held in San Jose, California in 1984 and Intel recognizes the potentiality of the invention and introduced the first commercial NOR type flash chip in 1988, with long erase and write times.


Flash memory is a form of non-volatile memory that can be electrically erased and rewrite, which means that it does not need power to maintain the data stored in the chip. In addition, flash memory offers fast read access times and better shock resistance than hard disks. These characteristics explain the popularity of flash memory for applications such as storage on battery-powered devices.

Flash memory is advance from of EEPROM (Electrically-Erasable Programmable Read-Only Memory) that allows multiple memory locations to be erased or written in one programming operation. Unlike an EPROM (Electrically Programmable Read-Only Memory) an EEPROM can be programmed and erased multiple times electrically. Normal EEPROM only allows one location at a time to be erased or written, meaning that flash can operate at higher effective speeds when the systems using; it read and write to different locations at the same time.

Referring to the type of logic gate used in each storage cell, Flash memory is built in two varieties and named as, NOR flash and NAND flash.
Flash memory stores one bit of information in an array of transistors, called "cells", however recent flash memory devices referred as multi-level cell devices, can store more than 1 bit per cell depending on amount of electrons placed on the Floating Gate of a cell. NOR flash cell looks similar to semiconductor device like transistors, but it has two gates. First one is the control gate (CG) and the second one is a floating gate (FG) that is shield or insulated all around by an oxide layer. Because the FG is secluded by its shield oxide layer, electrons placed on it get trapped and data is stored within. On the other hand NAND Flash uses tunnel injection for writing and tunnel release for erasing.

NOR flash that was developed by Intel in 1988 with unique feature of long erase and write times and its endurance of erase cycles ranges from 10,000 to 100,000 makes it suitable for storage of program code that needs to be infrequently updated, like in digital camera and PDAs. Though, later cards demand moved towards the cheaper NAND flash; NOR-based flash is hitherto the source of all the removable media.

Followed in 1989 Samsung and Toshiba form NAND flash with higher density, lower cost per bit then NOR Flash with faster erase and write times, but it only allows sequence data access, not random like NOR Flash, which makes NAND Flash suitable for mass storage device such as memory cards. SmartMedia was first NAND-based removable media and numerous others are behind like MMC, Secure Digital, xD-Picture Cards and Memory Stick. Flash memory is frequently used to hold control code such as the basic input/output system (BIOS) in a computer. When BIOS needs to be changed (rewritten), the flash memory can be written to in block rather than byte sizes, making it simple to update.
On the other hand, flash memory is not practical to random access memory (RAM) as RAM needs to be addressable at the byte (not the block) level. Thus, it is used more as a hard drive than as a RAM. Because of this particular uniqueness, it is utilized with specifically-designed file systems which extend writes over the media and deal with the long erase times of NOR flash blocks. JFFS was the first file systems, outdated by JFFS2. Then YAFFS was released in 2003, dealing specifically with NAND flash, and JFFS2 was updated to support NAND flash too. Still, in practice most follows old FAT file system for compatibility purposes.

Although it can be read or write a byte at a time in a random access fashion, limitation of flash memory is, it must be erased a "block" at a time. Starting with a freshly erased block, any byte within that block can be programmed. However, once a byte has been programmed, it cannot be changed again until the entire block is erased. In other words, flash memory (specifically NOR flash) offers random-access read and programming operations, but cannot offer random-access rewrite or erase operations.

This effect is partially offset by some chip firmware or file system drivers by counting the writes and dynamically remapping the blocks in order to spread the write operations between the sectors, or by write verification and remapping to spare sectors in case of write failure.
Due to wear and tear on the insulating oxide layer around the charge storage mechanism, all types of flash memory erode after a certain number of erase functions ranging from 100,000 to 1,000,000, but it can be read an unlimited number of times. Flash Card is easily rewritable memory and overwrites without warning with a high probability of data being overwritten and hence lost.

In spite of all these clear advantages, worse may occur due to system failure, battery failure, accidental erasure, re-format, power surges, faulty electronics and corruption caused by hardware breakdown or software malfunctions; as a result your data could be lost and damaged.

Flash Memory Data Recovery is the process of restoring data from primary storage media when it cannot be accessed normally. Flash memory data recovery is a flash memory file recovery service that restores all corrupted and deleted photographs even if a memory card was re-formatted. This can be due to physical damage or logical damage to the storage device. Data even from damage flash memory can be recovered, and more than 90% of lost data can be restored.
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October 03, 2009

No Audio Device Error


If you have experienced a Windows "No Audio Device" error, it most likely means that your sound card is not installed properly. Even though other problems can cause this error, an improperly installed sound card is the most common reason. If the audio card isn't properly connected in the motherboard or you do not have an audio controller connected, you will get this error. Also, it is possible that the device you are trying to use is not compatible to the motherboard you are using.
Troubleshooting the most common error
Here are a few steps to take to solve the most common error, an improperly installed card:

You will first need to find your audio controlling device or controller. This controller is what gives you the ability to adjust the sound for everything. From your start menu, go to your control panel. Then, go to add hardware and search for the hardware yourself. Don't let the computer search for it automatically, because if it is improperly installed it may not be seen. Then, scroll down to sound devices and search for your audio controller. Check the properties of the device, and see if it is installed properly. If it isn't installed properly you will see a yellow highlighted question mark beside the device's name
• The best way to solve this problem is to uninstall your sound card and drivers. You will reboot, enter the bios, disable the onboard audio, game port, and midi. Then boot back into windows, go to add remove programs and make sure that any programs for the device was removed.
Next, you should reinstall the sound card and drivers. It is possible driver updates have been made since the sound card was manufactured and released, so it is a good idea to visit the manufacturer's site and see if there are driver updates. Once you do this, restart the computer again. The problem is (more than likely) the default device in audio properties is still the onboard, you can select the creative devices and it will probably work, but it will be better to disable the onboard all together.
Uninstalling and reinstalling the sound card will more than likely fix your problem.
Other troubleshooting tips
If you are still experiencing difficulties, try these other troubleshooting ideas.
• If you think your sound card may be 'dead', before buying a new one, I would recommend borrowing one that is fully functioning from a friend, if possible, and installing that one to see if the error is in the card itself.

• Try using a different PCi slot, that way windows may detect it as new instead of trying to reconfigure it on the slots its currently on. This can also help you to determine whether one of the slots are bad.
• If you have an onboard sound card but are trying to use a sound card you bought separately, ensure the onboard one is disabled.
Always ensure the sound card you purchase is compatible with your board. If it doesn’t say on the packaging, do a little research online prior to the purchase.
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This error appears when the Operating System of a computer fails to load from the hard drive into the Random Access Memory. The operating system is what makes the computer respond to user interaction and coordinates the various systems within the computer. This system software needs to load itself into memory from the hard drive before it can start functioning. When this does not happen properly, the computer displays the “Error Loading Operating System” message. There can be a number of reasons for the operating system’s inability to load itself into memory. The reasons can be hardware-related, software-related or a combination of both.

Hardware-related Causes:

A defective hard drive can be a source of this problem. When the hard drive malfunctions, the computer may not be able to read and load the operating system files properly into memory. A defective cable connecting the hard drive to the motherboard can also cause this error.

Sometimes, an incompatibility between the BIOS of the motherboard and the operating system can give rise to this problem. Each operating system comes with its own set of minimum hardware requirements. When the computer’s hardware does not meet this requirement, the operating system fails to function properly. A more recent operating system would require a later version of the BIOS. A FLASH BIOS can be updated to the latest version by downloading files from the Internet.

Software-related Causes:

This error can also occur when certain critical files in the operating system get corrupted or deleted. Corruption of files can happen due to virus activity, improper maintenance of software, accidental deletion of files or defects in certain portions of the hard drive.

Since there are a variety of causes for this error, and each cause needs a different mode of handling, the error can be rectified only when its cause is diagnosed properly.
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If webmasters want to monetize their websites, the great way to do it is through Adsense. There are lots of webmasters struggling hard to earn some good money a day through their sites. But then some of the “geniuses” of them are enjoying hundreds of dollars a day from Adsense ads on their websites. What makes these webmasters different from the other kind is that they are different and they think out of the box.

The ones who have been there and done it have quite some useful tips to help those who would want to venture into this field. Some of these tips have boosted quite a lot of earnings in the past and is continuously doing so.

Here are some 5 proven ways on how best to improve your Adsense earnings.

1. Concentrating on one format of Adsense ad. The one format that worked well for the majority is the Large Rectangle (336X280). This same format have the tendency to result in higher CTR, or the click-through rates. Why choose this format out of the many you can use? Basically because the ads will look like normal web links, and people, being used to clicking on them, click these types of links. They may or may not know they are clicking on your Adsense but as long as there are clicks, then it will all be for your advantage.

2. Create a custom palette for your ads. Choose a color that will go well with the background of your site. If your site has a white background, try to use white as the color of your ad border and background. The idea to patterning the colors is to make the Adsense look like it is part of the web pages. Again, This will result to more clicks from people visiting your site.

3. Remove the Adsense from the bottom pages of your site and put them at the top. Do not try to hide your Adsense. Put them in the place where people can see them quickly. You will be amazed how the difference between Adsense locations can make when you see your earnings.

4. Maintain links to relevant websites. If you think some sites are better off than the others, put your ads there and try to maintaining and managing them. If there is already lots of Adsense put into that certain site, put yours on top of all of them. That way visitor will see your ads first upon browsing into that site.

5. Try to automate the insertion of your Adsense code into the webpages using SSI (or server side included). Ask your web administrator if your server supports SSI or not. How do you do it? Just save your Adsense code in a text file, save it as “adsense text”, and upload it to the root directory of the web server. Then using SSI, call the code on other pages. This tip is a time saver especially for those who are using automatic page generators to generate pages on their website.

These are some of the tips that have worked well for some who want to generate hundreds and even thousands on their websites. It is important to know though that ads are displayed because it fits the interest of the people viewing them. So focusing on a specific topic should be your primary purpose because the displays will be especially targeted on a topic that persons will be viewing already.

Note also that there are many other Adsense sharing the same topic as you. It is best to think of making a good ad that will be somewhat different and unique than the ones already done. Every clickthrough that visitors make is a point for you so make every click count by making your Adsense something that people will definitely click on.

Tips given by those who have boosted their earnings are just guidelines they want to share with others. If they have somehow worked wonders to some, maybe it can work wonders for you too. Try them out into your ads and see the result it will bring.

If others have done it, there is nothing wrong trying it out for yourself.
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10 Ways To Lower Your Auto Insurance


And the insurance rates you pay are hugely dependent on the insurance company or agent, your age, your car type, your driving record, and even the area you reside in!

You should never go without auto insurance though, despite the costs. Almost all the states require you to protect yourself with a minimum amount of liability coverage. Naturally, the bare minimum is not adequate enough for the average car owner. And as you add in additional coverage for your car, you realize that you will be paying a fairly large sum annually.

So, understanding auto insurance can actually help you to decide on a suitable insurance policy that won't vacuum clean your wallet! Here, we have gathered 10 of the best tips for lowering your auto insurance, by as much as 40%!

Always compare insurance policies. There are states which regulate auto insurance rates, but the insurance premiums can vary by hundreds of dollars for the exact same coverage. It is definitely worthwhile to shop around. The first thing you can do is to check with your state insurance department. They often provide information about the coverage you need, as well as sample rates from the biggest companies. You can also ask your friends or look up the yellow pages. Checking consumer guides and asking insurance agents can pay off as well. You can easily find out the price range for your insurance policy, as well as discover the lowest prices in town.

However, you should not be shopping based on price along. The insurance company should provide good service at the best price. Excellent personal service is available as well, and they provide added conveniences, although they cost a fair bit more. Ask the company how you can lower your costs, and also check their financial ratings. The rule of thumb is always to get three price quotes from three different companies, and pick the one with the best value.

It can also be a good idea to increase your deductibles. When you file a claim, the deductible is the amount you pay before the insurance company pays for the rest of the damage. A higher deductible on collision and comprehensive coverage can lead to a much lower premium. For example, increasing your deductible from $200 to $400 can reduce your premiums by up to 25%. However, you must ensure that you have the financial resources to handle the largest deductible when the time comes.

Remove certain types of coverage from your policy. Almost all the states require liability coverage for your car, but the rest of the coverage is probably dispensable. However, you do not want to be underinsured if you're in an accident, so it isn't advisable to remove all of your additional coverage. Optional coverage includes medical payments, uninsured motorist, collision, and comprehensive coverage.

Drop collision and comprehensive coverage for older cars. If you drive an older car that's worth less than $2,000, it's probably more cost-effective to drop collision and comprehensive coverage since you'll probably pay more for the coverage than you'll collect for a claim. You can find out the worth of your car by asking auto dealers and banks.

Make sure your credit report looks good. Car insurance companies often look at your credit history as there is a correlation between the risk to the company and your credit history. If you pay your bills on time and maintain a good credit history, you can enjoy lower insurance rates.

Drive less. Insurance companies often offer low-mileage discounts to motorists who drive less than a predetermined number of miles each year. You can use public transportation more often, car-pool with friends, and take the train or a plane instead of driving to another state. And you'll save on more than your coverage as you'll need to spend less on gasoline (of which prices are incredibly high).

Maintain a clean driving record. The company will give you a price break and you can save on your insurance policy after a specified period of a clean driving record. This means that you have no accidents, no serious driving violations etc, during this period of time. The simplest and surefire way to qualify for this discount is to drive carefully and defensively all the time.

Choose a low-profile car. Insurance rates vary among difference models of vehicles. Generally, sports cars and high-performance cars tend to cost more to insure, mainly because they represent more risk of theft and the drivers are often the people who drive more recklessly. Newer cars will cost more to repair or replace than older ones, so naturally they can more to insure. Low-risk vehicles include station wagons and sedans.

Ask about safety and security discounts. The insurance companies sometimes offer discounts on your insurance if your car is equipped with the following: anti-lock brakes, air bags, automatic seat belts, car alarms, tracking systems. These reduce the injury risk to you, as well as the chances of your car being vandalized or stolen.

Finally, ask about other discounts. You may receive a discount if you buy more than one type of insurance from the same company or if you insure multiple cars under the same policy or company. You may also receive discounts for taking a defensive driving course, staying with the same company for a few years, being a driver over 50, good-student discounts, and being an AAA member. If you already have adequate health insurance, you can also eliminate paying for duplicate medical coverage, thus lowering your personal injury protection costs by a substantial amount.

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October 02, 2009

Chat emoticons for Facebook

For you who like to chat on Facebook may have difficulty with all the Emoticons list available on Facebook Chat. With a little Greasemonkey script and we can add a list on the display Emoticons Facebook Chat.
With the Emoticon list then you can just mark (click) Icon you like to send to someone else, it will make you more to enjoy while chatting with other Facebook users. This trick can only be used in the Firefox Browser.


Follow the steps below to get a list of Facebook Chat Emoticons:

* close your Facebook page in Firefox Browser
* Download and Install Greasemonkey addon for Firefox
* Do not forget to restart your Firefox browser after installing Greasemonkey addon
* Install Now This Script, in order to display Greasemonkey Facebook Chat Emoticons
* Go to Facebook and open a chat show with other people, so now there is a ready list of Emoticons you use

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